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Thread: Cat D cars

  1. #1
    Journeyman Pro
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    Cat D cars

    Would you buy one? Have you? What is there to consider or check for.

    Looking for a new car and seeing a few nice cars at good prices.
    My parents have had a Quashi since new, 10 plate, it was hit and damaged and the insurance co wanted to right it off. My parents asked for it to be repaired which they did but itís now listed as a cat d but in our eyes itís all perfect again now and theyíll prob drive it until itís scrapped now. So wondering if I can get a bargain or am I buying potential hassle?
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  2. #2
    Money List Winner Slime's Avatar
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    Re: Cat D cars

    You can certainly bag a bargain but some insurance companies will really load your premium on the Cat D car.
    It's worth checking with your current insurance company first and, if possible, get all the information as to why the car was Cat D'd in the first instance.

  3. #3
    Ryder Cup Winner Hobbit's Avatar
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    Re: Cat D cars

    My son, unknowingly, bought a Cat D. Yes it was a decent price, albeit not too cheap that would set alarm bells ringing. He had the car for 2 years, still not knowing it was a Cat D, but he certainly did when he tried to sell it. He eventually managed to get rid of it by trading it in for next to nothing.

    Unless you're planning on buying and keeping it till it falls apart I would advise not touching it with a barge pole.
    Give it big humpties

  4. #4
    Journeyman Pro Bunkermagnet's Avatar
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    Re: Cat D cars

    Quote Originally Posted by Hobbit View Post
    My son, unknowingly, bought a Cat D. Yes it was a decent price, albeit not too cheap that would set alarm bells ringing. He had the car for 2 years, still not knowing it was a Cat D, but he certainly did when he tried to sell it. He eventually managed to get rid of it by trading it in for next to nothing.

    Unless you're planning on buying and keeping it till it falls apart I would advise not touching it with a barge pole.
    Strange the insurance co didnt pick that up. Thought all such things are databased.
    Forever trying.

  5. #5
    Ryder Cup Winner Hobbit's Avatar
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    Re: Cat D cars

    Quote Originally Posted by Bunkermagnet View Post
    Strange the insurance co didnt pick that up. Thought all such things are databased.
    It was 12 years ago. Don't know whether or not the insurances companies did those sort of searches back then. Unfortunately, it wouldn't have helped the son as he bought privately and paid cash.
    Give it big humpties

  6. #6
    Grand Slam Winner murphthemog's Avatar
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    Re: Cat D cars

    Mrs Mogs car was a cat c/d back when it was more difficult to know. She has had it for 15 years. Last year it cost us about 6k to un bodge the repair. Rotten as, under the body work.

    Unusual to keep a car that long, but I would not want to have crashed it, given the poor quality repair.

  7. #7
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    Re: Cat D cars

    Personally Iíd avoid, unless youíre making a huge saving itís simply not worth the hassle, you donít know how good the repair has been, insurance companies can Ben a pain with them etc.

  8. #8
    Grand Slam Winner Smiffy's Avatar
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    Re: Cat D cars

    Quote Originally Posted by murphthemog View Post
    Mrs Mogs car was a cat c/d back when it was more difficult to know. She has had it for 15 years. Last year it cost us about 6k to un bodge the repair.
    You spent £6k to repair a car that old????
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  9. #9
    Tour Winner BTatHome's Avatar
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    Re: Cat D cars

    Cat D is simply uneconomical to repair which depending on the car and age of it can be literally anything from a couple of bolt on panels to a bumper being smashed.

    No need to get an inspection as the structural integrity of the car should be sound (otherwise it would of been a Cat C) .... if it's worth the money then it could be a bargain and if your gonna keep it for a long while then great as it's unlikely your gonna be able to get a decent return from reselling it later.

    To be honest many cars are probably repaired by people without going through insurance and hence don't get the CatD notice (I wonder how many people whack a gate/post hard enough to cause damage and simply get the repairs done themselves rather than insurance ... these cars are the same as some Cat D ones, yet will go unnoticed)

  10. #10
    Grand Slam Winner murphthemog's Avatar
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    Re: Cat D cars

    Quote Originally Posted by Smiffy View Post
    You spent £6k to repair a car that old????
    Yes, she likes it. It is a 1999 plate BMW Z3m coupe, one of only 850 rhd built. It has done 240k miles. Still worth about 20k if sold.

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