Tony - you are an absolute star. I'm at a loss for words (although clearly not literally...) at your generosity.
I suspect the insurance will come through pretty quickly so with a bit of luck I'll be up and running again by next weekend. Save your stick for someone a bit more deserving than me - I at least should get some stuff back. But a million thanks for the offer.
Mind you, I don't know what kind of Seve-wizard you must think I am to be able to play a round of golf with nothing but a hybrid! I might do alright until I found a bunker!