The best system i.m.o. is to find a public P&P course and pay your yearly fee, then play it as much or as little as you want. I paid £40 last time, got my h'cap from the 3 cards then played every week at £10 a pop for members (£12.50 non). Some guys only played 4 or 5 times a year because they travelled from miles away but wanted to be in a proper club for h'cap purposes.
There are some threads on here about the other schemes.
-------------------- Dave
Returned from 5 years of not playing - played off 8-11, now 12 .
Member of the Tommy Armour 845 appreciation society (current membership 2!)